Lately, there has been a noticeable increase in text message scams (known also as SMS scams or smishing), that might seem to originate from reliable sources. Engaging with these texts could potentially allow scammers to access your device and critical financial information. If you receive a text concerning your bank or any financial account, always conduct thorough research to confirm its legitimacy.
Do not click on any links or dial any numbers provided in such messages!
Instead, it’s advisable to call the official number listed on your debit or credit card. This ensures that you are in contact with a legitimate representative from your financial institution. If you need to verify account details online, directly enter the website URL into your browser. Alternatively, use the official mobile app. This advice also applies to accounts you may hold with other organizations like Walmart, Netflix, Disney+ etc.
Examples of Text Message Scams
Tips to help keep you safe from text scams:
❶ Avoid Interaction: Do not respond to texts requesting your personal or account information, and refrain from clicking on any links within such messages.
❷ Be Skeptical of Claims: Beware of messages that suggest there are issues with a payment method for a service you supposedly use. These often aim to create a false sense of urgency.
❸ Do Not Confirm Activity: Ignore any prompts to reply with “stop” or “no” to avoid confirming to scammers that your phone number is active.
Additional Safety Measures:
- Verify Independently: Always confirm the authenticity through official channels. Use a contact number from the organization’s legitimate website, not one provided in a suspicious text.
- Avoid Clicking Links: Steer clear of clicking on links in unsolicited texts that seek personal or financial information.
- Install Security Software: Ensure that your mobile devices are protected with the latest security software to guard against malicious activities.
- Stay Informed: Regularly update yourself on the latest scam tactics and learn how to spot signs of phishing.
By adopting these practices, you can significantly enhance your defenses against smishing.
If you have inadvertently clicked on a fraudulent link and provided your login details, go directly to the official website of the company and change your password immediately. Additionally, contact their customer support for further assistance and guidance.
Ready to enhance your defenses against scams? Visit Teknita today to learn how our digital security solutions can protect you and your organization from the latest fraudulent tactics. Don’t let scammers compromise your safety—take action now and secure your digital communications.
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